109 Salt Island Road
Westbrook, CT 06498
$619,000 - Middle Beach
Welcome to 109 Salt Island, a charming cottage just a short stroll from Middle Beach and local restaurants. Thoughtfully updated throughout, this home features warm wood floors, newer windows that fill the rooms with natural light, and numerous interior improvements, all framed by freshly updated landscaping. A beautiful front porch invites you to relax with morning coffee or unwind after a day at the beach. Currently configured as two 2-bedroom units, each spanning two levels with its own separate meters and heating system, the home offers a flexible layout that can easily be converted to a spacious single-family residence with four bedrooms, or kept as is for multi-generational living, a guest suite, or rental income. The property has a proven history of $70,000-$80,000 in annual revenue through vacation and academic rentals. Furnishings are available separately for a turnkey start. Located in a flood zone; flood insurance required. Agent owned, management company willing to stay on.
| Listing Id: | 24209557 |
|---|---|
| List Price: | $619,000 |
| Property Type: | Single Family |
| Status: | Active |
| Bank Owned Property: | No |
| Beds Total: | 4 |
| Baths Full: | 2 |
| Living Area Sqft Per Public Record: | 1,542 |
| Property Tax: | $5,707 |
| Acres: | 0.14 |
| Style: | Cottage |
| Direct Waterfront Yn: | No |
| City: | Westbrook |
| Neighborhood: | Middle Beach |
| County: | Middlesex |
| Postal Code: | 06498 |
| Year Built: | 1900 |
| Acres Source: | Public Records |
| Agent Owner Yn: | Yes |
| Appliances Included: | Electric Range, Refrigerator, Washer, Electric Dryer |
| Assessed Value: | $245,480 |
| Attic Yn: | No |
| Basement Description: | Yes |
| Basement Description: | Full |
| Baths Total: | 2 |
| Color: | Blue |
| Comp Only Manual Yn: | No |
| Cooling System: | Window Unit |
| Current Price: | $619,000.00 |
| Directions: | GPS Friendly shared driveway |
| Display Fair Market Value Yn: | Yes |
| Driveway Type: | Shared |
| Elementary School: | Per Board of Ed |
| Elevation Certificate Yn: | No |
| Exterior Features: | Porch |
| Exterior Siding: | Clapboard |
| Flood Zone Yn: | Yes |
| Foundation Type: | Block |
| Fuel Tank Location: | In Basement |
| Garage & Parking: | Driveway |
| Heat Fuel Type: | Oil |
| Heat Type: | Hot Air |
| High School: | Westbrook |
| Home Owner's Assocation: | No |
| Home Warranty Offered Yn: | No |
| Hot Water Description: | Electric, 30 Gallon Tank, Tank Size Unknown |
| Laundry Room Location: | Basement |
| Listing Contract Date: | 2026-09-24 |
| Lot Description: | N/A |
| Middle Jr High School: | Per Board of Ed |
| Mil Rate Total: | $23.25 |
| Status: | Active |
| Nearby Amenities: | Library, Park, Walk to Bus Lines |
| New Construction Type: | No/Resale |
| Occupied By: | Vacant |
| Original List Price: | $619,000 |
| Parcel Number: | 1040721 |
| Parking Total Spaces: | 3 |
| Possession Availability: | negotiable |
| Potential Short Sale: | No |
| Preferred Phone: | (860) 707-0715 |
| Price: | $619,000 |
| Roof Information: | Asphalt Shingle |
| Sewage System: | Septic |
| Sign Yn: | Yes |
| Sq Ft Est Heated Above Grade: | 1,542 |
| Sq Ft Total: | 1,542 |
| Swimming Pool Yn: | No |
| Tax Year: | July 2026-June 2027 |
| Total Rooms: | 8 |
| Under Agreement Yn: | No |
| Waterfront Description: | Walk to Water, Beach Rights, Water Community |
| Water Source: | Public Water Connected |
| Year Built Source: | Public Records |
| Zoning: | HDR |
Listing Courtesy of: Coldwell Banker Realty
Listing Agent: Ali White J Ginnett
(860) 222-5460
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Smart MLS Inc. data last updated on October 08, 2026 06:45 PM - ET
Property Last Updated: October 08, 2026 06:45 PM - ET
